Insurance and Billing

RMC participates with certain insurance companies, including Medicare. If you have medical insurance, please provide that information to our staff in advance of your appointment (via our secure online form) and have your card with you at the time of your visit.

Copays, deductibles, and payments for uncovered services are due at time of service. Payments can be made by cash, check, or credit card (Visa, Mastercard, Discover).

Financial Policy:
Payment in Full is due at the time services are rendered. We accept cash and checks. All non-cash transactions and/or services that are to be filed to insurance require a legal form of picture identification (driver’s license, state identification card, passport) and your social security number. RMC will file your claim to those insurance companies with whom we have current contracts.

 

There is a $50.00 charge on all Returned Checks and we do not accept post-dated checks. We reserve the right to charge 10% per annum interest on all unpaid debts.
 
Insurance Contracts obligate your physician to collect co-pay, deductible, or co-insurance amounts from you. As a courtesy, this office attempts to verify your insurance benefits prior to any services you may receive. The information we receive is not a guarantee of payment, and you are ultimately responsible for knowing your plan benefits and requirements and are therefore responsible for any and all co-pays, deductibles, co-insurance and non-covered services, as identified on the explanation of benefits we receive from your insurance plan. Failure to pay your portion of the bill may result in additional fees, interest charges and/or collection charges. It is your responsibility to notify RMC of any change in insurance coverage. Failure to provide this office with current insurance information at the time of service may result in you being held responsible for the full amount of the charges due to the claims filing deadlines required by your insurance which are typically 90-days or less.

 

Many insurance plans require prior-authorizations for certain tests, referrals, ER visits, and/or treatment. These must be obtained prior to treatment. Without the proper authorization, your insurance may refuse to pay, and you will be responsible for all charges. It is the patient’s responsibility to provide RMC with any required referrals.

 

For your convenience and safety, prescriptions are issued during office hours only. If you take medication for a chronic condition, you are required to see the physician on a regular basis. It is your responsibility to plan ahead, so that you do not run out of your medications.

 

You may be assessed a $100.00 no-show fee for any appointment not cancelled at least 24 hours in advance.